Shirley Dugger

Shirley Dugger
West/Chaffee Road Office
1395 Chaffee Rd. S.
Jacksonville FL 32221
Email :
Website :
Office Phone : (904) 899-6927
Mobile Phone : (904) 371-0377

     Hello!  I'm Shirley Jo Dugger, your home town Realtor with Watson Realty Corp..  Are you looking for an aggressive, responsive Realtor to professionally process your residential needs?   I am the one you are looking for.  I'm a professional full service, full-time sales associate licensed since 2006 with set goals to earn both your business and referrals. I service the north Florida area including Baker, Bradford, Clay, Columbia, Duval, Nassau and Union counties.


     I'm a service oriented Realtor that will promptly return your communications.  I’m available to answer your questions by phone, text or email and by appointment Monday thru Sunday for listing appointments and property showings.   Also, by request I offer a FREE market analysis for any property you are interested in buying or selling.  


  • I work by your request, convenient to your hours & schedule.
  • FREE market analysis of the home you are interested in.
  • Professional attitude, experience and knowledge.
  • Prompt, courteous return of communications. I will return your calls!
  • I am available by phone or text at (904) 371-0377.
  • Advertised open houses
  • Property signs and flyers
  • Social Media marketing
  • Feedback to you on all showings & open houses.
  • Office Virtual Tour of your property.
  • Office Caravan Tour of select properties.
  • Estimated closing disclosure sheets for both buyer and seller.
  • Sales Associate attends most home inspections.
  • Sales Associate attends all closings.
  • If needed, available list of network vendors for you to review & choose from.

WEBSITES LINKS:                 


Watson Realty Corp., 2010-current, Realtor (2010- current)

State of Florida, 4th Circuit, County Court, 1998-Jan. 2016, retired Judicial Assistant

Collins Realty Group, Inc. 2008-2010, Realtor

United Country Real Estate, 2006-2008, Realtor

Eighth Judicial Circuit, Guardian ad Litem Program, 1995-1997, paralegal & volunteer

Dept. of Juvenile Justice, 1995-1997, paralegal


-2017 NEFAR GRI Series 300 and GRI Certification

-2017  NEFAR GRI Series 200

-2016 NEFAR GRI Series 100

-2016  North Florida Real Estate Institute 14 hours continuing education & core law

-2016  Watson Realty Corp. Success School (2 weeks)

-2014 Presentation Basics, Listing and Buyers Presentations

-2014, Foreclosures, Mortgage Fraud, ERC Broker’s Market & Strategy,

-2013, Home Path Mortgage and Renovation loans

-2013, Core Law, Ethics, Real Estate Financing, Real Estate & Investors

-2012, Core Law

-2011, (REOS) Real Estate Owned Specialist, HUD Home Sales Program. 

-2010, (CDPE) Certified Distressed Property Expert , M.A.R.S.,

            Senior Buyer Sales, Watson Realty Corp. Success School

-2008, Short Sales Specialist, Floyd Wickman Program

-2006, North Florida Real Estate Institute (Licensure & Post Licensure Cont. Education),

-1995-1997, American Institute for Paralegal Studies, A.A.  

-1986-1987, Stetson University, Sociology program

-1983-1985, Tallahassee Community College, Criminal Justice, A. A.


Women's Council of Realtors, 2017 to current

NEFAR-Northeast Florida Association of Realtors (local MLS)  2006-current

FAR-Florida Association of Realtors, 2006-current

NAR-National Association of Realtors, 2006-current

J.A.A.F.-Judicial Assistants Association of Florida, 1998-2016 

               Officer-Secretary 1999-2003 

               Officer-Circuit Representative, Feb. 2010 - July 2011 

Guardian ad Litem volunteer, 1995-1997

GFWC-Baker County Women's Club Sept. 2010-2013, night chapter

My Hometown:

I’m a life-long resident of Baker County with my father’s heritage dating back to the counties founding. Baker County hosts a reenactment of the Battle of Olustee every February.  For three days the Olustee Battlefield & Park is again transformed into circa 1800’s complete with period vendors, tents, artisans, gun smiths, horses, wagons and soldiers for both the Union and Confederate sides all dressed in period costume.  The atmosphere climaxes with the reenactment of the Battle of Olustee to a crowd of several thousand people traveling from all over the United States to participate and spectate.   The reenactment of the Battle of Olustee is only a glimmer of heritage experienced in Baker County. Baker County has over 28,000 residents most with sage experience in farming, crafts, cooking, antiquing, music, hunting, fishing & moonshining or at least story telling about those good ole days!


For over 20 years the first Saturday of December, downtown Macclenny holds its annual Christmas vendor and lighted parade.  The day is filled with almost a half-mile of Highway 90 (Beaver Street) lined with music, food and craft vendors celebrating the upcoming holiday by making way at dark for fireworks, lighting of the town Christmas Tree at City Hall and then the lighted Christmas Parade.  Participants for the vendor event and the lighted Christmas Parade come from all over southeast Georgia and northeast Florida.  This event is enjoyed so much by the locals, even our avid hunters come out of the woods to attend this event with their family.


Baker County is a small but growing bedroom community of Jacksonville, Florida.  Some of the endearing charms of Baker County are excellent school systems, low crime rates, shopping, plant nurseries, historical sites, a seasonal Farmer's Market, a 30 minute commute to theatres and other cultural events, and for the outdoors type, you will enjoy Shoal's Park, Osceola National Forest, Ocean Pond and the beautiful St. Marys River.  You will find that Baker County's greatest treasure is the heart and soul of its' people.  A friendly, family oriented community, perfect to raise your family in and call home. 

This is my home town and I would love to share it with you.  I want to earn your business by successfully serving any of your real estate needs.  Please call or text me with any of your real estate questions.


Shirley Jo Dugger, Realtor

Watson Realty Corp.                                                  

1395 Chaffee Rd., So.

Jax., Fl 32221

(904) 371-0377 cell or text  /  (904) 899-6927 office





I'm the Key to Selling Your Home!


P.S. Please take a second to fill out a quick testimonial... Click Here.


Referrals are the building block of my business. Sincerely, thank you for your referrals.

Success is not achieved without effort...both observed and behind the scenes!


Don’t forget to look me up on Face Book, Twitter, You Tube, and Instagram!

Jacksonville FL Real Estate

Jacksonville was founded in 1791 as Cowford because of its location on a narrow section of the St. Johns River where cattle once crossed. In 1822 it was renamed in honor of President Andrew Jackson. Jacksonville became the largest city in the continental United States in 1968 after the boundaries of the city where expanded to include almost the whole of Duval County and the city and county governments were consolidated.  With such a large land area, Jacksonville has an area to almost any lifestyle.

Amelia Island, one of the top resort areas in the country, is located in Nassau County, Jacksonville's neighbor to the north. Amelia Island is the name of the entire landmass, and at the same time, the name of a community on the island. Another well-known community on Amelia Island is Fernandina Beach, a quaint historic fishing village. Amelia Island and Fernandina Beach provide two more distinct lifestyles and community personalities on the First Coast. 

Arlington is surrounded by water, with the St. Johns River curving around it on the west and north, and the Intracoastal Waterway bordering the area to the east. The community enjoys easy access to downtown, the beaches, and now, points north, with the completion of the Dames Point Bridge, one of the city's most beautiful landmarks. Much of Arlington was developed in the 1950s and 60s, as families looked for new suburban communities with easy access to the city. As Jacksonville grew, so did Arlington, until the region became one of the most popular suburbs. Today, new construction is available along with resales of those older homes, in a wide range of prices and styles. And with water on so many sides, it's not surprising that Arlington has quite a bit of waterfront property as well. 

Avondale, Riverside & Ortega enjoy the historic architecture and waterfront views of Avondale, but with a more urban flavor. The site of Jacksonville's bohemian mecca, Five Points, Riverside has a distinctive "artsy" feel. Five Points features art galleries, coffee houses and unique shops which cater to a young, hip crowd. For the more conservative, Jacksonville's premier art museum, The Cummer Gallery of Art, is located in Riverside, with its beautiful sculpture garden overlooking the St. Johns River. 

Atlantic Beach is one of the communities lining the Atlantic Ocean, part of what locals often lump together under the title: "the beaches". But this moniker actually can refer to any of the three beachfront communities in Duval County: Atlantic Beach, Neptune Beach, and Jacksonville Beach; or Ponte Vedra Beach, located just south in St. Johns County. All three of the Duval County communities are separate municipalities with their own elected officials; however, they are all also part of the incorporated Duval County. Each community has its own personality and style, but they all center around what their residents treasure most - the Atlantic Ocean. 

Jacksonville Beach, another part of "the beaches" is home to the Seawalk Pavilion where festivals, live music, movies and more are held. 

Neptune Beach is located between Atlantic Beach to the north and Jacksonville Beach to the south. Town Center, where Atlantic and Neptune Beaches meet, is home to lively restaurants and shopping.

Ponte Vedra Beach is a beach community in St. Johns County, just south of Jacksonville Beach. In recent years, Ponte Vedra Beach has become one of the most prestigious addresses on the East Coast. Ponte Vedra Beach has also become almost synonymous with golf, as the home of the PGA TOUR national headquarters and the site of the annual The PlayersChampionship tournament held each year at the TPC at Sawgrass. 

Beauclerc, San Jose & San Marco are older, established communities that run along San Jose Boulevard, parallel to the St. Johns River. South of Downtown, on the Southbank of the river, San Marco was founded in the 1920s and was named after San Marco square in Venice.  Click Here.  South of San Marco and north of Sunbeam Road are Beauclerc (pronounced Bo-claire) and San Jose. The drive through these neighborhoods is one of the city's most scenic, with large mature trees and some of Jacksonville's most notable landmarks along the way.

Intracoastal West is a relatively new area of Jacksonville that extends east from the Southside to the Intracoastal Waterway. The construction of J. Turner Butler Boulevard, which extends from Phillips Highway to the beaches, opened up construction in this area, and it hasn't slowed since. Some used to refer to the area as East Arlington, but today residents prefer to call their community Intracoastal West, reflecting the area's proximity to the water and the beaches.. 

Mandarin is, for many families, the place to be in Jacksonville. A convenient location, quality housing selection and strong community spirit typify this Duval County community. Mandarin is located at the southern end of the county, bordered by water on its southern and western sides (Julington Creek and the St. Johns River), with Phillips Highway to the east and Sunbeam Road to the north. San Jose Boulevard is its major thoroughfare, featuring a wide variety of restaurants and retail centers. 

North Jacksonville is considered by many to be Jacksonville's new frontier, and it's not hard to see why. With many other areas of town reaching their development peaks, North Jacksonville is poised for takeoff. Easy access to other parts of the city and points north, waterfront views and plenty of undeveloped land are just a few of the reasons that developers and home buyers are beginning to take note of North Jacksonville. 

Orange Park, south of the Duval County line on the Westside, is a popular suburban community. While many of Orange Park's residents work in Jacksonville's Duval County, Orange Park is situated in Clay County, and maintains a separate school system and township government. 

Middleburg is said to be one of the oldest settlements in the state of Florida. The un-incorporated community of Middleburg lies in the vicinity of Black Creek, a tributary of the St. Johns River in Clay County. During the early 1800's this community served as a port of entry for the Florida interior. Settlers developed cotton and tobacco in addition to harvesting timber. Middleburg served as a junction point between Jacksonville and St. Augustine which in turn caused the town to thrive. 

Southside is used to describe a huge, widespread area, stretching from Mandarin on the west and Arlington to the north, down to the Duval County line. It's also something of a misnomer, since it really isn't the south side of anything. Nonetheless, Southside is well established as one of Jacksonville's most popular areas. 

Switzerland and Fruit Cove are lovely communities on the other side of the Julington Creek, just south of the Duval County line. Until recently, this area south of Julington Creek from Jacksonville's Mandarin neighborhood was a sleepy, rural region. But Switzerland and Fruit Cove have become hot areas for new housing developments, most lining State Road 13, the continuation of San Jose Boulevard when it crosses the Julington Creek Bridge. 

"The Westside is the best side," proud residents claim. And they have a lot to be proud of. Friendly family-oriented neighborhoods, affordable housing, and a convenient location are just a few of the benefits of this Jacksonville community. 

There are many wonderful homes in this area, but you need a local market expert to help you. Watson Realty Corp is a locally owned company with over 40 years of experience selling homes in the area.

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